Where manual AML leaves firms exposed
For most firms, AML and onboarding are slow, manual and risky, quietly eroding chargeable hours and creating compliance exposure.
From first invite to continuous compliance
Every client follows one fixed flow: onboarded with full KYC and AML checks, then moved straight into ongoing monitoring. Client Cleared enforces the sequence and keeps your team in the loop at every step.
Automatic reminders: clients who go quiet get reminders at 2 days, then every 7 days (up to 3×), plus link-expiry warnings. Company directors and signatories follow the same pattern. Engagement letter reminders fire at 5 and 2 days before expiry.
Onboarding finishes, monitoring starts
Every completed client moves straight into the AML register. The checks below run for the main client and, for companies, every director, beneficial owner and authorised signatory.
Bank-grade identity, automated or manual
Your client photographs their ID in the browser and a liveness check confirms it is really them, in minutes, with no app to download. Prefer manual review? Clients upload documents and your team approves them in-app, at no per-check cost.
Global sanctions lists, screened in seconds
Every name (client, director, beneficial owner, signatory) is checked against the global sanctions and watchlist data, refreshed daily. Fuzzy matching catches shortened, partial and transliterated names, and every hit records the list, entity ID and similarity score.
PEP hits held for review, nothing waved through
A PEP hit holds the onboarding and alerts your compliance officer, and a staff member must confirm or dismiss it before the case proceeds. Enhanced due diligence also fires automatically for restricted sectors and high-risk countries.
When the inspector calls, press one button
Client Cleared assembles the pack for any client on demand: screening results, risk rating and the reasoning behind it, enhanced due diligence sign-off, every document and the full timestamped audit trail.
The client file, in one click
A single PDF per client, or a ZIP with every underlying document attached, ready to hand over.
Your firm's own AML file
The inspection starts here, not with your clients. Business-wide risk assessment with all six mandatory Article 10 inputs, drafted by your compliance officer and approved by management, versioned every time it changes.
Training, integrity and outsourcing
Training certificates, staff integrity checks, a confidential internal reporting channel and an outsourcing register, all dated and evidenced.
The rest of the job, handled too
On every plan. Plans differ only on volume.
Risk rating, decided by you
Every client is graded Low, Medium or High automatically with the reason recorded, and the tier sets the review cycle: 2 years for Low, annually for Medium, every 6 months for High with re-screening every 90 days. The AMLR keeps the decision with the firm, so it stays a proposal until your compliance officer or a partner accepts it.
Registry lookups & UBO mapping
Look up any Irish (CRO) or UK (Companies House) company to pre-fill details, pull UK PSC registers into your beneficial-owner checks, and map multi-level ownership structures with effective percentages computed for you.
Bulk import & remediation
Bring your existing client book across from a spreadsheet in one upload. Client Cleared screens every row, then shows exactly which legacy clients fall short of current CDD standards and tracks each one to remediation.
Engagement letters & e-sign
Fully editable letter templates for personal and corporate clients, e-signed in the same flow, with automatic expiry reminders.
API, webhooks & Xero
New Xero contacts queue for onboarding automatically, on every plan. On Growth and Scale, an API and signed webhooks let your website or practice tools create and track onboardings.
Security throughout
Two-factor authentication, sensitive data and every document encrypted at rest, data hosted in the EU, and a complete audit trail behind every action. Your branding on every client-facing step.
Client Cleared vs. the traditional process
Manual onboarding and AML costs time, creates compliance risk, and loses clients. Here's what changes.
| Traditional process | With Client Cleared | |
|---|---|---|
| AML screening | Manual searches / spreadsheet | Global lists, daily refresh |
| Ongoing monitoring | Easily forgotten | Scheduled by risk tier, automatic |
| Risk rating | Subjective, undocumented | Automatic, reasoned, accepted by a partner |
| Audit trail | Scattered files and emails | Complete, timestamped, one-click export |
| Supervisor visit | Days rebuilding the file | One-click inspection pack |
| Time to onboard | Up to 30 days | Hours to a few days |
| Identity checks | Manual, paper copies | Automated ID verification or in-app approval |
| Engagement letter | Print, post, scan | Digital e-signature, auto reminders |
Built by people who understand the problem
Quantitative finance, AML compliance and regulated fintech: the disciplines that matter for a product like this.
Dan O'Donovan
BSc in Financial & Actuarial Mathematics from UCD. Background in quantitative finance and software development, with experience across trading systems, data infrastructure and fintech product development.
JJ Walshe
Chartered Accountant (CAI) with four years in the private clients tax team at BDO Dublin. Deep subject-matter expertise in AML/CFT obligations, the EU AML Regulation, and professional services practice operations.
Gavin Bennett
CTO at CreditLogic, the decision intelligence platform processing over 40% of Irish mortgage applications across 90+ regulated financial institutions. Previously Head of Innovation at KBC Bank Ireland.
Free during the pilot
We're taking on a small group of firms for our pilot programme. Pilot firms get the full platform free while we work together, with founder-level support and a say in what we build next. No card, no commitment.
- The full platform, every feature
- Unlimited PEP, sanctions & ongoing monitoring
- Founder-level onboarding & support
Every plan includes the full platform. Manual photo KYC is always free; new identity verifications are credit-metered. Prices exclude VAT.
See Client Cleared in action
We'll walk you through a live demo: onboarding a client, reviewing the AML dashboard, and showing you the compliance reports. No commitment required.
The rules change on a fixed date. Be ready well before it.
No grace period, and it covers the clients you already have.